Cheap auto insurance in Phoenix
Cheap Auto Insurance in Phoenix, AZ
Fast quotes, SR‑22 help, and local discounts—get covered today with Rate Crushers.
No spam. Transparent pricing. Bilingual support.
Affordable coverage options for Phoenix drivers
Minimum coverage (AZ)
Meet Arizona requirements with liability that fits your budget. Ideal for commuters and new drivers who need to get covered fast.
Full coverage
Protect your vehicle with collision and comprehensive—recommended for financed cars, high‑value models, and daily freeway use.
SR‑22 assistance
Need an SR‑22? We file quickly and help you keep premiums under control with the right carrier and discounts.
Why Phoenix drivers choose Rate Crushers
Local expertise
We understand Phoenix traffic patterns, neighborhood risk, and insurer appetite—so you get rates that make sense for your daily drive.
Fast, transparent quotes
Short forms, instant comparisons, and no upsell games. Get a clear price and coverage breakdown in minutes.
Discounts that stack
Bundle auto + home, safe driver, telematics, and more. We help you qualify and keep proof handy for renewals.
Bilingual support
Hablamos español. Cotizaciones rápidas, soporte local, y orientación clara para tu póliza de auto.
Common Phoenix scenarios we solve
Teen driver
Add a teen, control premium spikes, and keep coverage tight with safe‑driver programs and smart deductibles.
DUI or violations
Recover faster with SR‑22 filing and carriers that price fairly after incidents.
New to Phoenix
Transferring policies or switching carriers? We handle Arizona requirements and get you legal quickly.
Compare rates from top carriers
We shop multiple A‑rated insurers so you don’t have to. See real prices, policy terms, and discount eligibility side‑by‑side.
Phoenix customer reviews
“Fast quote, clear savings. I switched in one day and saved enough to cover my registration.” — J.R., Phoenix
“They handled my SR‑22 in minutes and kept my payment reasonable.” — S.M., Maryvale
Phoenix auto insurance FAQs
- What coverage do I need to drive legally in Arizona?
- Arizona requires minimum liability coverage. We’ll help you meet the requirement and choose deductibles that suit your budget.
- How fast can I get a quote?
- Most drivers receive a price in under two minutes once basic vehicle and driver info is entered.
- Can you help with SR‑22 filings?
- Yes. We file promptly and match you with carriers that accommodate SR‑22 at competitive rates.
- What discounts can lower my premium?
- Safe driver, multi‑policy, telematics, pay‑in‑full, and more. We identify eligible discounts and apply them to your quote.
- Do you offer Spanish‑language support?
- Sí. Ofrecemos cotizaciones y soporte en español para conductores en Phoenix.
Phoenix office
Rate Crushers Insurance Brokers5843 W Indian School Rd
Phoenix, AZ 85031
+1 (XXX) XXX‑XXXX
Hours: Mon–Fri 9am–6pm, Sat 10am–2pm