Get the Best Business Insurance in Phoenix: Affordable Commercial Insurance Quotes.
Affordable Business Owners Insurance Quotes
A Business Owners Policy (BOP) combines general liability, commercial property, and business interruption coverage into one affordable package. Rate Crushers Insurance Brokers helps small businesses in Phoenix and Oakland get fast, affordable quotes tailored to their needs.
What Is a Business Owners Policy?
A BOP bundles multiple coverages into one cost‑effective policy, making it ideal for small and medium‑sized businesses.
- General Liability Insurance – Covers third‑party injuries, property damage, and legal defense.
- Commercial Property Insurance – Protects your building, equipment, and inventory.
- Business Interruption Insurance – Helps replace lost income if your business must close after a covered event.
Who Needs a BOP?
BOPs are designed for small businesses such as:
- Contractors and trades
- Retail shops and restaurants
- Professional offices
- Service providers
Customize Your Business Owners Insurance
Depending on your industry, you can add endorsements such as:
- Workers’ Compensation Insurance
- Commercial Auto Insurance
- Cyber Liability Insurance
- Equipment Breakdown Coverage
- Umbrella Liability Insurance
Why Choose Rate Crushers?
- Local agents in Phoenix and Oakland
- Affordable rates with no hidden fees
- Fast certificates of insurance for landlords and contracts
- Trusted by small businesses across Arizona and California
Get Your Business Owners Insurance Quote
Protect your business with a tailored BOP. Compare carriers and save today.

