Who We Are

Rate Crushers Insurance Brokers is a multi-line, independent insurance agency serving Arizona and California. We specialize in affordable, customized coverage for individuals, families, and businesses—from auto and home to contractors and commercial property.

Founded in 1996, we’ve built our reputation on speed, transparency, and local expertise. Whether you’re navigating monsoon season in Phoenix or protecting your storefront in Oakland, our agents know the risks—and how to crush them.

What Makes Us Different

• Local offices in Phoenix and Oakland—we know your ZIP code, traffic corridors, and neighborhood risks.
• Multi-carrier quotes—we shop top insurers to find the best rate for your needs.
• SR‑22 and high-risk coverage experts—we file fast and match you with flexible carriers.
• Mascot-driven branding—our luchador mascot isn’t just for show. He represents protection, power, and savings.

Meet the Crushers

We’re not just brokers—we’re your insurance champions. Our team includes licensed agents who live and work in the communities we serve. And yes, our luchador mascot is part of the crew. He’s bold, fast, and always ready to fight overpriced policies.

Our Coverage Specialties

• Auto Insurance (standard, non-standard, SR‑22)
• Homeowners & Renters Insurance
• Business Owners Policies (BOP)
• General Liability & Commercial Property
• Contractors Insurance Oakland & Contractors Insurance Phoenix
• Box Truck & Fleet Insurance

Serving Phoenix & Oakland

We operate two full-service offices:

• Phoenix Office: 5843 W Indian School Rd, Phoenix, AZ 85031 | 602‑975‑0944
• Oakland Office: 410 14th St. Oakland, CA 94612 | 510‑989‑4818

Ready to Crush Your Rates?

We’re here to help you protect what matters—without overpaying. Call us or start your quote online. Fast, friendly, and built for your city.

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