What Contractor Insurance Covers

• General Liability: Covers property damage, injuries, and legal claims
• Workers’ Compensation: Required if you have employees
• Commercial Auto: For work trucks and vans
• Tools & Equipment: Protects gear from theft or damage
• Builders Risk: Covers materials and job sites during construction
• Surety Bonds: Helps meet city and client requirements

Who Needs Contractor Insurance?

• General Contractors
• Electricians
• Plumbers
• Roofers
• Painters
• HVAC Techs
• Handymen
• Landscapers

Even small jobs carry big risks. One accident could cost thousands—don’t leave your business exposed.

Local Support in Oakland

We’re based right here in the East Bay. Visit our Oakland office at:

Rate Crushers Insurance Brokers
410 14th St. Oakland, CA 94612

We know the local codes, permit rules, and job site requirements. We’ll get you covered fast so you can stay compliant and keep working.

Customer Reviews

“Rate Crushers got me liability and workers’ comp in under 24 hours. I landed a city job the next day.” – Luis M., Oakland

“They helped me bundle auto and contractor insurance and saved me $600 a year.” – Dana R., San Leandro

Start Your Quote Today

No pressure. No hidden fees. Just fast, affordable coverage from trusted carriers.

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Or call us: (510) 989-4818