Auto Insurance Extras: Benefits You May Not Know About

Auto insurance policies often come with more than standard protection. California drivers must carry minimum liability coverage, which can help pay for third-party accident-related injuries and property damage. You may also have physical damage coverage, which can help cover repairs to your vehicle after a covered accident or incident, regardless of fault.

Check your coverage to see if you have these extras:

• Roadside assistance: Many policies include roadside help for flat tires, dead batteries or lockouts. This service can save you time and money if you’re stranded.
• Rental car reimbursement: If your car is in the shop after a covered accident, your policy may help pay for a rental vehicle, keeping you on the road without extra out-of-pocket costs.
• Glass repair coverage: Some plans cover windshield repairs or replacements with little or no deductible.
• Accident forgiveness: Some insurers offer accident forgiveness, meaning your first at-fault accident may not lead to a rate increase.
• New car replacement: If you have a newer vehicle, your policy might include new car replacement coverage, which can help you replace your car with a similar model if it’s totaled early in its life.

Review Your Coverage

At Rate Crushers Insurance Brokers, we work closely with California drivers to review their current coverage and identify valuable policy features they may be missing. Our team can explain your options, compare plans and ensure you’re getting the most out of your auto insurance.

Contact us today to schedule a review with one of our knowledgeable agents. Let’s ensure you’re fully protected and aware of every coverage type available.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.