Workers’ Compensation Insurance

For Workers’ Compensation and Employer’s Liability coverage, writes policies from coast to coast for a wide variety of businesses but with an emphasis on small- to medium-sized companies – our specialty! While the kinds of protection offered by all insurers are largely dictated by government regulations, we distinguish ourselves from others in key ways:

• Competitive pricing. (Our multiple insurance company subsidiaries allow us to feature multiple pricing tiers well matched to the needs of different businesses; we also utilize schedule credits/debits where available and have Group and Individual Dividend Programs that can help earn return premium.)
• An easy, streamlined process for obtaining quick quotes.
• Cash-flow friendly payment terms (including “pay-as-you-go” and self-reporting options).
• Value-added loss control services that can make a workplace safer and a bottom line stronger.
• Fast, fair claims handling that focuses on quality medical care as the means of achieving the quickest possible return to work and superior cost containment.
• Excellent customer service (which encourages renewals).

Businesses can get a quote for Workers’ Compensation insurance and see firsthand all the benefits All Purpose Insurance Agency has to offer.

Commercial Auto Insurance

Currently available throughout the California  Commercial Auto insurance is designed for Any vehicle, no maximum gross weight. and travel nationwide.

• Liability, Physical Damage, and Statutory coverages with many customizable options.
• A special Endorsement that can add a variety of extras at minimal cost.
• Competitive basic pricing as well as Individual Risk Premium Modifications (IRPMs).
• A fast and easy application process, enabling a quicker quote.

Businesses can get a quote for Commercial Auto insurance and see firsthand all the benefits that All Purpose Insurance Agency has to offer.

Our Commercial Auto insurance can be obtained separately or as part of a comprehensive multi-line solution.

Business Owner’s Policies 

Businesses come in all shapes and sizes, so do their insurance needs. But selecting the right coverages can be a daunting task, even for seasoned entrepreneurs. That’s why we’ve designed a Business owner’s Policy that bundles traditional property and liability protection into one form. Optional “Add-Ons” and industry specific endorsements can be added to enhance or extend coverage, resulting in a customized insurance solution that is just what you need (and not what you don’t).

Coverage Highlights

• Typical property limits up to $20 million; up to $50 million for certain industries
• Liability limits up to $2 million per occurrence / $4 million general aggregate
• Built-in business income, inland marine, and crime coverages
• Optional “Add-Ons” including equipment breakdown, data compromise, and cyber suite coverages offered in conjunction with market leader Hartford Steam Boiler
• Bond Quote
• To begin your quote, use our quick and easy online quoting system or call our local office.